Retirement Savings Calculator
Project your retirement nest egg based on contributions and investment growth.
$1,015,810
Nest Egg at 65
$7,876/mo
Monthly Income (20 yrs)
$230,000
Total Contributed
$785,810
Investment Growth
How the Retirement Savings Calculator Works
This calculator projects how your retirement savings will grow over time based on your current balance, monthly contributions, and expected investment returns.
It uses a compound interest formula to grow your current savings and add the future value of your ongoing monthly contributions, then estimates a sustainable monthly withdrawal amount assuming you'd draw down the balance over 20 years in retirement.
Example: Starting with $50,000 at age 35, contributing $500/month at a 7% return until age 65, your projected nest egg grows to roughly $660,000 — enough to support around $5,100/month in retirement income over 20 years.